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A Giro (/ˈdʒaɪroʊ/, /ˈdʒɪroʊ/, /ˈʒɪroʊ/, /ˈdʒɪəroʊ/ or /ˈʒɪəroʊ/) or giro transfer is a payment transfer from one bank account to another bank account and instigated by the payer, not the payee. Equivalents in other countries are the United States Automated Clearing House for direct deposit and the Australian Direct Entry system. In the United Kingdom and in other countries the term Giro may refer to a specific system once operated by the British post office, originally known as National Giro and, confusing...